Overview

Evo Payment 清分清算系统按照客户指定的日切时间点，产出前一自然日日切周期内的全部 IC 费和 Scheme 费明细文件，供客户进行自动化交易勾对与对账处理。

Note :

文件包含全部交易状态的联机交易（含失败状态交易）；

若前一日客户未产生联机交易，则产出空文件，仅保留字段名称及结束标识 END；

开启大文件拆分功能后，文件名称中会增加 BatchNum（001–999）后缀。

文件位置和命名规则

文件层级与文件代码

Evo Payment 可根据客户在系统中配置的不同层级产出不同维度明细。文件代码及报表名称按层级区分如下：

文件层级	文件代码	报表名称模板
机构层级	A-File-06	`Acquirer_Interchange_Scheme_Fee_Detail_(Version No)_(Inscode)_YYYYMMDD`
集团层级	G-File-06	`Group_Interchange_Scheme_Fee_Detail_(Version No)_(Groupcode)_YYYYMMDD`
商户层级	M-File-06	`Merchant_Interchange_Scheme_Fee_Detail_(Version No)_(Merchantcode)_YYYYMMDD`
门店层级	S-File-06	`Store_Interchange_Scheme_Fee_Detail_(Version No)_(Storecode)_YYYYMMDD`

文件名称字段说明

每个字段使用下划线（_）连接，字段含义如下：

字段	说明
固定值	`Acquirer_Interchange_Scheme_Fee_Detail` / `Group_Interchange_Scheme_Fee_Detail` / `Merchant_Interchange_Scheme_Fee_Detail` / `Store_Interchange_Scheme_Fee_Detail`，对应该层级
版本号	第一位为文件标识：`P` 生产环境、`T` 测试环境；后三位为数字编号，从 `001` 起至最大 `999`（新版本兼容旧版本）
Inscode/Groupcode/Merchantcode/Storecode	客户的机构、集团、商户或门店标识符
日期	`YYYYMMDD`，报表生成日期
批次号（可选）	当机构文件配置 `Batch Generate Threshold` 功能时增加，取值范围 `001`–`999`

文件名示例

生产环境（机构层级）

Acquirer_Interchange_Scheme_Fee_Detail_P003_88888888_20230108.csv

测试环境（机构层级）

Acquirer_Interchange_Scheme_Fee_Detail_T003_88888888_20230108.csv

带批次号（机构层级）

Acquirer_Interchange_Scheme_Fee_Detail_P003_88888888_20230108_001.csv

SFTP 路径与登录

项	说明
SFTP 模式	Evo Payment 为 SFTP Server
默认目录	`/in/{YYYYMMDD}`
登录方式	公私钥
传输完成标识	同名 `.ok` 后缀 TXT 空文件（如 `Acquirer_Interchange_Scheme_Fee_Detail_P003_88888888_20230108.csv.ok`）

Important : 客户端在拉取并解析对账文件前，应先检查同名 .ok 文件是否存在，以确认 Evo Payment 已完成文件传输。

Report structure

文件基本属性

属性	值
文件格式	CSV
文件编码	UTF-8 带 BOM
换行符	`\n`（`0x0A`）
字段分隔符	双引号 + 英文逗号 `","`
文件内容结束标识	`*END*`（最后一行）

文件生成时间

生成周期：自然日文件，每周一至周日产出

生成时间：每日 10:00–12:00 AM（Evo Payment 节点系统时间）

File data elements

本节定义 File-06 Interchange_Scheme_Fee_Detail 文件的字段要素。

序号	字段名称	中文释义
1	Acquirer ID	收单机构 ID 仅在机构层级文件中出现
2	PSP ID	支付 PSP ID 仅在机构层级文件中出现
3	Group ID	集团号仅在机构和集团层级文件中出现
4	Merchant ID	商户号仅在机构、集团和商户层级文件中出现
5	Store ID	门店号
6	Merchant Txn ID	商户交易号
7	Merchant Order Reference	商户订单参考信息
8	System Txn ID	Evo Payment 交易号
9	PSP Txn ID	PSP 交易号
10	Original Merchant Txn ID	原交易商户交易号
11	Original PSP Txn ID	原交易 PSP 交易号
12	Merchant Txn Time	商户交易时间
13	Payment Brand	支付品牌
14	Txn Type	交易类型
15	PSP MCC	PSP 的 MCC，商户类别
16	Txn Status	Evo Payment 系统交易状态
17	Merchant Txn Amt	商户交易金额
18	Merchant Txn Curr	商户交易币种
19	Funding Type	卡借贷记标识
20	Card Program ID	CPI 标识。仅适用于万事达，目前取值包括 MCC 和 DMC。
21	Product ID	卡产品 ID
22	Product Type ID	卡类别标识
23	Issuer Country	发卡国家/地区
24	Acquirer Nation	收单机构所在国家/地区
25	Merchant Nation	商户注册地所在国家/地区
26	Crossborder Flag	跨区标识
27	Payment Scenario	交易场景：线上/线下
28	IC Fee	Interchange 费标识，取固定值：Interchange Fee
29	IC Fee Indicator	卡组织 Interchange Fee ID
30	IC Fee Name	Interchange 费名称
31	IC Fee Rule Flag	Interchange 费规则标识，取值及含义见下。
32	IC Fee Rule	Interchange 费规则
33	Scheme Fee	Scheme 费标识，取固定值：Scheme Fee
34	Scheme Fee Service Code	Scheme 费代码
35	Scheme Fee Name	Scheme 费项名称
36	Scheme Fee Rule Flag	Scheme 费规则标识
37	Scheme Fee Rule	Scheme 费规则
38	Scheme Fee Service Code, Scheme Fee Name, Scheme Fee Rule Flag，Scheme Fee Rule	作为一组依此重复

Samples

Acquirer ID	PSP ID	Merchant ID	Merchant Txn ID	System Txn ID	Original Merchant Txn ID	Merchant Txn Time	Payment Brand	Txn Type	PSP MCC	Txn Status	Merchant Txn Amt	Merchant Txn Curr	Funding Type	Card Program ID	Product ID	Product Type ID	Issuer Country	Acquirer Nation	Merchant Nation	Crossborder Flag	Payment Scenario
12065194	255623	M421412	HwUFCIJCybUMf3BjeDz68VvUnRlOS_9	KlOYPCODyuFUh4AjeSj32UnYxRyZC_7		2028-07-27T13:20:45+00:00	Mastercard	Payment	5399	Success	0.46	SGD	Credit	MCC	MCO	Commercial	SGP	SGP	SGP	Domestic	online	Interchange Fee	61	Standard (61)	SGD_-0.01	Incentive	FALSE	Scheme Fee	2AB1003L	Acquirer LVP Fee	0	SGD_0.019339500	2AB1906L	Authorization Acquirer Processing Fee ( LVP - Domestic)	0	SGD_0.001933950	2AB3406	Digital Assurance Acquirer Fee - Unauthenticated (Credit)	0	SGD_0.000092000	2AB3415L	Digital Security Fee Auth (Credit) Low Value (Domestic)	0	SGD_0.000128930	2AB3506	Digital Assurance Acquirer Fee—Non Tokenized (Credit)	0	SGD_0.000184000	2CB4111	Domestic Mastercard Interchange Purchase Volume (Credit)	0	SGD_0.000161000	2CF2001	Acquirer Authorization Connectivity Fee	0	SGD_0.000012248	2F19900	Safety Net Acquirer Fee	0	SGD_0.001933950	2GC1240ER	Early Reconciliation Service Fee	0	SGD_0.001031440	2GC1915	Digital Security Fee on Clearing (Credit) Acquiring (Domestic)	0	SGD_0.000092000	NTPF001	Non-transactional Processing Fee	0	SGD_0.005830830
12065194	52624637	M421412	MlQHMXM1zvlDTMM1ww7u4eORkDGL_2	QjAXWQA9viaQNXZ0bh2d9gGEtIFP_2		2028-07-27T16:40:38+00:00	Visa	Payment	5817	Failed	92.35	USD	Debit		N	Consumer	SGP	SGP	SGP	Domestic	online	Scheme Fee	4J56A6178	DOM NON ATM - VIP ACQUIRER NON-FINANCIAL (VISA, 4J56A) (DEBIT)	USD_0.005000000	4Q6510011	ADDRESS VERIFICATION SERVICE - ACQUIRER FEE	0	USD_0.010000000
12065194	255623	M421412	NuDWFRME1KvZYJIxreGlioYgFQvS_3	CdDTKFJS6CxMLBYzpoHimrJkEZfF_0		2028-07-27T21:05:39+00:00	Mastercard	Payment	5399	Success	7.53	SGD	Credit	MCC	MCS	Consumer	VNM	SGP	SGP	International	online	Interchange Fee	YG	Intraregional Consumer Rate III—Base—Core	SGD_-0.10	Incentive	FALSE	Scheme Fee	2AB1906L	Authorization Acquirer Processing Fee ( LVP - Cross-Border)	0	SGD_0.029009250	2AB3406	Digital Assurance Acquirer Fee - Unauthenticated (Credit)	0	SGD_0.003012000	2AB3415L	Digital Security Fee Auth (Credit) Low Value (Cross-Border)	0	SGD_0.000128930	2AB3506	Digital Assurance Acquirer Fee—Non Tokenized (Credit)	0	SGD_0.003012000	2CF2001	Acquirer Authorization Connectivity Fee	0	SGD_0.000012248	2DA4311	Acquirer International Purchase	0	SGD_0.000000000	2DN1400	Acquirer Cross-border Purchase (Base)	0	SGD_0.052710000	2DORSSF11	Regional Safety and Security Fund—International Purchase	0	SGD_0.001506000	2F19900	Safety Net Acquirer Fee	0	SGD_0.001933950	2GC1240ER	Early Reconciliation Service Fee	0	SGD_0.001031440	2GC1915	Digital Security Fee on Clearing (Credit) Acquiring (Cross-Border)	0	SGD_0.006024000	2GC797	Tiered IPM Acquirer Inter-Country	0	SGD_0.103144000	2MF47301	SEA Travel Marketing and Acceptance Fund (Clearing)	0	SGD_0.007530000	NTPF001	Non-transactional Processing Fee	0	SGD_0.006276240
12065194	52624637	M421412	BvGOOtF1RaTZ3RCViNWsVfZq0WeJX_2	LrXVSnW9OzJS7BQZxFScVkQd0RgUX_5		2028-07-27T10:17:06+00:00	Visa	Payment	5399	Success	4.47	SGD	Credit		C	Consumer	CHN	SGP	SGP	International	online	Interchange Fee		AP ALT SIG	SGD_-0.09	Incentive	FALSE	Scheme Fee	4B1102010	ACQUIRING LICENSE FEES - INTERNATIONAL	0	SGD_0.000223500	4B11A3800	MSV FEES (OFF-US) - INTERNATIONAL (4B11A)	0	SGD_0.002011500	4F3529005	ACQUIRER ISA - INTRA-REGIONAL ACQUIRER - POS BASE	0	SGD_0.017880000	4F35A9412	INTL POS ACQUIRER (4F35A) - BASE	0	SGD_0.019339500	4F4030000	IAF INTRA-REGIONAL POS FEES	0	SGD_0.008940000	4J42A5140	INTL POS - VIP ACQUIRER NON-FINANCIAL (VISA) (4J42A)	0	SGD_0.032232500	4VAS03154	ACQUIRER MULTI-CURRENCY NON-DOMESTIC SETTLEMENT CHARGE	0	SGD_0.011175000	NTPF001	NON-TRANSACTIONAL PROCESSING FEE	0	SGD_0.008447500
12065194	255623	M421412	HMQLLGBeUjPbyM0ecv7ehBnJeFBG_7	MFQNRBUfMdNamQ6npn3hhLrHxCBT_0	XBQXJZsjMdNHI5LYnXI7LsVTKJ7I	2028-07-27T12:48:23+00:00	Mastercard	Cancel	7311	Success	300.00	THB	Debit	DMC	MDT	Commercial	THA	SGP	SGP	International	online	Scheme Fee	2AB1909L	Authorization Acquirer Processing Fee-Reversal ( LVP - Cross-Border)	THB_0.756225000
12065194	255623	M421412	WfHFEBTChibtwOchu7EfQlWVX4Z9H_9	ZlOXMXOLqqiytOgxt5UwDnUBD4X1E_3	UwDWDPdwQ7o93X5qkNQDaXm9TxXY	2028-07-27T05:32:57+00:00	Mastercard	Merchandise Credit	5817	Success	31.63	CAD	Credit	MCC	MPL	Consumer	CHN	SGP	SGP	International	online	Interchange Fee	YH	Intraregional Consumer Rate III—Base—Premium	CAD_0.32	Incentive	FALSE	Scheme Fee	2AB1906	Authorization Acquirer Processing Fee (Cross-Border)	0	CAD_0.035160000	2CF2001	Acquirer Authorization Connectivity Fee	0	CAD_0.000013361	2DA4330	Acquirer International Credit	0	CAD_0.000000000	2DN1000	Acquirer Cross-border Purchase (Enhanced)	0	CAD_0.474450000	2F19900	Safety Net Acquirer Fee	0	CAD_0.002109600	2GC1240ER	Early Reconciliation Service Fee	0	CAD_0.001125120	2GC797	Tiered IPM Acquirer Inter-Country	0	CAD_0.112512000	2LY7106	Clearing Acquirer Non-Local Currency Fee	0	CAD_0.031630000	2MF47301	SEA Travel Marketing and Acceptance Fund (Clearing)	0	CAD_0.031630000

File-06 Interchange_Scheme_Fee_Detail IC费和Scheme费明细文件

Overview#

文件位置和命名规则#

文件层级与文件代码#

文件名称字段说明#

文件名示例#

SFTP 路径与登录#

Report structure#

文件基本属性#

文件生成时间#

File data elements#

Samples#